Income and Liability Protection
The concept of income protection dictates that in the event of illness, disability, sickness or death, you or your family can replace your income. This can be done through setting up an emergency fund that can assist in income replacement. Additionally liability protection ensures that your assets (and thus liabilities accrued obtaining them) are covered in these eventualities as well.
Life Evolution Liberator
This product is part of the Life Evolution Series which includes coverage for life and critical illness. This is a whole life product which means it builds a cash value. You can choose whether you want your death benefit to include the built-up cash value. You also have the additional choice of adding a savings and investment component which you can access at any time during the life of the policy.
Econolife
This product is a whole life option up to age 100 that builds a cash value. At death or maturity, only the sum assured is paid out. You have the option to choose whether you would like to pay your premiums up to age 65 or 85 (whichever you consider to be more convenient).
Xpress Life
Life insurance may require a medical exam or rejection owing to pre-existing conditions like diabetes, hypertension, or obesity. Xpress Life provides coverage without a medical exam or questions. This offering is for those who can say “No” to five basic questions. Fixed-term savings can be made with Xpress Life. This product offers a 20-year term for long-term savings plans, including education, housing down payments, and automobile purchases. The possibilities are unlimited.
The Reliance Plan
This endowment pays out a percentage of the cash assured every five years. Its death benefit is half the sum assured. This is a terrific living benefit life insurance plan that pays out every five years. It's a terrific way to monitor your or your kids' educational milestones. This plan might also cover expensive home and car repairs. It can also be utilised with other life insurance policies to build a lump amount that can be used for loan collateral or an emergency cash infusion.
Family Income Benefit
This product is income protection at its best. It ensures that your family maintains your income for your family in case of the death of the income earners. You can choose how long you would like this income to be paid out and how much of your income you would like to be replaced.
FlexiTerm
This product is a term life insurance option. A term life policy does not build a cash value and only pays out a benefit within the specified term of the policy (that is for a specified number of years until the policy matures). After maturity there is no benefit to be paid out on the policy. You can choose a term up to a certain age or for a preset time such as 20 years.